Spokane Car Insurance Information
On a list that contains all the cities that have the most expensive auto insurance rate in Washington State, Spokane City stands at the 36th position. Car owners within the city of Spokane pay $15 less in auto insurance premiums than the auto insurance average of the Washington State and approximately $314 more than auto insurance average of the nation.
The annual auto insurance rate within Spokane City is approximately $1,214/ year as compared to the national auto insurance average of $900. Therefore, it’s mandatory to compare the auto insurance quotes of various companies in Spokane City when buying auto insurance policies. This is exactly we’re your perfect fit to help get the cheapest auto insurance quotes in Spokane, this will help you make great savings in the cost of auto premiums.
The table below clearly indicates the average costs of auto insurance of Spokane City, Washington State and national average.
CHEAPEST CAR INSURANCE COMPANIES IN Spokane
For the sole purpose of determining the companies that have the cheapest rates of auto insurance in Spokane, we compared the rates of various car insurance companies based in Spokane. The rates of auto insurance change depending on sex or age of the driver but the greatest actor that tend to affect cost is variability in insurance quotes of companies. In Spokane City, for instance, the highest car insurance rate was $2428 which is 140% higher as compared to cheapest auto insurance quote that was $1001. Therefore, we strongly encourage car owners purchasing auto insurance policies in Spokane to get the quotes of car insurance from about three auto insurance companies and compare their rates.
In order to simplify things for you, we have created a list that contains the top 7 car insurance companies in Spokane with the cheapest rates as well as their yearly rates of auto insurance in the below table.
| Rate | Car Insurance Company | Annual Insurance Rate |
|---|---|---|
| 1 | Farmers | $2428 |
| 2 | Allstate | $2311 |
| 3 | American Family | $1805 |
| 4 | Progressive | $1630 |
| 5 | Mutual of Enumclaw | $1001 |
Spokane Car Insurance Rate by Zip Code
The table above contains that data of various zip codes of Spokane City together with their auto insurance rates. We are attempting to demonstrate how a change in zip code tends to affect the rate of car insurance in Spokane. For instance, we can clearly note that the average rate of car insurance for 30 year old male drivers at 99205 zip code is $1307 whereas the average car insurance rate for the same drivers at 99202 zip code moves up to reach $1388. We can clearly note that there is an annual price increase of approximately $81, when there is a change in zip codes within the city of Spokane. Therefore, it is important to choose appropriate zip codes when purchasing auto insurance policies to ensure that you get the cheapest rates of auto insurance in Spokane, Washington. Fortunately, this is specifically what Network Car Insurance will do for you. We’ll ensure that you obtain cheap car insurance in Spokane by helping you choose the correct zip code.
| Zip Code | Average Car Insurance Rates | Highest Rate | Lowest Rate |
|---|---|---|---|
| 99202 | 1388 | 2198 | 1083 |
| 99205 | 1307 | 2015 | 962 |
| 99212 | 1339 | 2061 | 991 |
| 99201 | 1335 | 2127 | 925 |
| 99216 | 1314 | 2127 | 929 |
| 99207 | 1341 | 2002 | 1042 |
Spokane CAR INSURANCE RATES BY AGE
| Age | Average Annual Rates |
|---|---|
| 20 | $1264 |
| 30 | $1007 |
| 40 | $980 |
| 50 | $1040 |
| 60 | $1092 |
| 70 | $1488 |
| Teenager | $4431 |
The data contained in the table below compares auto insurance rates for various age groups in Spokane City. We are attempting to explain how auto insurances vary with change in the driver’s age. For instance, the average rates of auto insurance in the city of Spokane for teenage drivers is $4,431 whereas the average auto insurance for 20 year old drivers decreases to reach $1,488. Additionally, the average rate of auto insurance for 30 year old drivers is approximately $1092/ year.
We can clearly note that the biggest decrease in the auto insurance premiums between the age groups is from the age range of teenagers to 20s, since drivers of Spokane city start paying about 65% less for the auto insurance premiums. In addition, there is a slight increase in the auto insurance premium when drivers and car owners in Spokane turn 60. Nevertheless, until then, there is a continuous decrease in premiums when transitioning between the age groups.
In Spokane the quotes of auto insurance becomes stable between the 30 –60 age-group costing about $1050. Drivers in Spokane can therefore obtain the cheapest rates of auto insurance within that age range. Network insurance helps drivers in Spokane select the right family member to be registered on the auto insurance policy to help them obtain the cheapest auto insurance rate in Spokane, Washington.
